Bill Payments

1,000+ billers.
One endpoint.

Airtime, electricity, water, DSTV, education, insurance — across 12 nations. We negotiate with every biller and aggregator so your platform can settle them all through a single API call.

New payment · #BK-2841
BillerEskom Prepaid
Meter4837 2910 0023
AmountR 250.00
Confirm payment →
Token delivered in < 6 seconds
01Airtime

Top up any African mobile number.

Direct airtime top-ups across every MNO in our footprint. Same /payments endpoint, same callback shape, just the biller_id changes.

  • 30+ MNOs, prepaid & contract
  • Per-recipient receipt with the original MNO timestamp
  • Refundable on failure — never silently lost
Mascom · +267 71 234 567
02Electricity

Prepaid tokens, in seconds.

Pay the bill, receive the 20-digit token, send it to the customer. Eskom, BPC, Zesco, NamPower, ZESA — all live on the same call.

  • Token issued + delivered SMS/WhatsApp in under 6 seconds
  • Customer meter validated before debit
  • Reconciliation report ties to the cent against utility statements
Meter 4837 2910 0023
48219033774011826643
24.6 kWh · issued in 5.8 s
03DSTV & subscription TV

Pay the package. Activate the box.

DSTV, GOtv, StarTimes, Showmax — subscription renewals across the continent. Black Konnect activates the decoder before the API returns.

  • Decoder card validated on submit
  • Activation completes before the API response
  • Failed payments rolled back without manual reconciliation
DSTV Premium · box activated
Smartcard 0102 4471 993
04Education, water, insurance & more

The long tail of African billers.

School fees, water utilities, microinsurance premiums, government levies — niche but essential. If it's a recurring African bill, it's likely already in the catalogue.

  • Education: UNISA, Wits, Makerere, Lagos State
  • Water: City of Cape Town, Nairobi Water, Lusaka Water
  • Insurance: Old Mutual, Sanlam, Liberty
The catalogue
UNISA
Eskom Prepaid
Cape Town Water
DSTV Premium
Old Mutual
BPC Botswana
Gaborone City Council
Zesco Zambia
Windhoek Municipality
Sanlam
NamPower
University of Botswana
GOtv Max
Liberty Life
StarTimes
Lusaka Water
UNISA
Eskom Prepaid
Cape Town Water
DSTV Premium
Old Mutual
BPC Botswana
Gaborone City Council
Zesco Zambia
Windhoek Municipality
Sanlam
NamPower
University of Botswana
GOtv Max
Liberty Life
StarTimes
Lusaka Water
1,000+ billers · one endpoint
Two lines of code

Issue a payment to any biller in the catalogue.

Pick the biller, pass the customer reference (meter number, MSISDN, smart-card ID), and the amount. We validate, debit, and stream back the receipt + delivered token.

curl https://api.blackkonnect.io/v1/payments \
  -H "Authorization: Bearer $BK_API_KEY" \
  -d '{
    "biller_id": "eskom_prepaid",
    "reference": "4837291000023",
    "amount":    250,
    "currency":  "ZAR",
    "notify":    "+27821234567"
  }'